Paytm Money, Indias top largest digital payments platform offers investing and trading products, Paytm money allows users to invest in stocks, mutual fund, F&O, IPOs, NPS & other financial products at flat and low-cost discounted rates.
In this article, we explain Paytm Money brokerage charges and pricing model in detail so you can easily understand the fees and taxes you can face when investing or trading through paytm money.
Paytm Money Brokerage Charges
Paytm Money offers FREE account opening & Zero AMC charges, it charges flat brokerage fees capped maximum at ₹20 for equity Intraday, Futures & Options per executed order. Paytm money provide direct mutual fund with zero charges.
Paytm Money brokerage charges and pricing, we have divided this section into three parts, the first section covers basic charges list, second section covers regulatory & taxes for equity, futures and option, at third covers hidden penalties and MTF charges and last section we explained all charges in details so you can easily understand all the charges.
Key Charges (Paytm Money Brokerage Charges)
₹0
For Account Opening
FREE account opening and ZERO AMC Charges
₹20
For Delivery
₹20 or 2.5% per executed order, whichever is lower applied on all equity delivery orders
₹20
For Intraday
₹20 or 0.05% per executed order, whichever is lower applied on all equity intraday trades
₹20
For F&O
Flat ₹20 per executed order applied on Options trades & upto ₹20 for futures
Basic Charges List
| Description | Charges |
|---|---|
| Account Opening Charges | ₹0 FREE |
| Annual Maintenance Charges (AMC) | ₹0 |
| Call & Trade Services | ₹100 + 18% GST |
| Auto Square Off Charges | ₹50 + 18% GST per Order |
| Depository Participant charges (DP) | ₹13.5 Includes CDSL DP charges of 3.50 for debit transaction |
| Platform Charges | ₹0 |
| Cheque Bounce Charges | As per Bank Policy |
| Payment Gateway Charges | ₹0 Free for UPI & ₹10+ GST for Net banking |
| Credit Charges (Buy Receive) | ₹0 |
| Pledge Request | ₹15 |
| Unpledge Request | ₹15 |
| Pledge Invocation | ₹15 |
| MTF Pledge Request | ₹15 |
| MTF Unpledge Request | ₹15 |
| Demat Charges | ₹250 per 100 shares |
| Remate Charges | ₹250 per 100 shares |
| Failed / Rejected Demat Transactions | ₹0 |
| Periodic Statement | ₹0 charges by Email |
| Periodic Statement | ₹300 per request + ₹300 per courier |
| Delivery Instruction Book | ₹150 + courier charges / 5 leaves |
| Degital KYC Charges | ₹0 |
| Modification in Client Master List (CML) | ₹25 |
| Transfer of shares from Paytm Money Demat to other Demat | ₹10 |
| Transfer of shares from other Demat to Paytm Money | ₹0 |
Regulatory charges List
Equity delivery, Equity Intraday, Futures & Options Taxes and Regulatory Charges
| Type | Equity delivery | Equity intraday | Futures | Options |
|---|---|---|---|---|
| Brokerage | ₹20 or 2.5% per executed order whichever is lower | ₹20 or 0.05% per executed order whichever is lower | ₹20 or 0.02% per executed order whichever is lower | Flat ₹20 per executed order |
| STT | 0.1% on buy & sell | 0.025% on the sell side | 0.02% on the sell side | 0.1% on sell side |
| Exchange charges | NSE: 0.00325% BSE: 0.00375% | NSE: 0.00325% BSE: 0.00375% | NSE: 0.00188% BSE: 0 (Zero) | NSE: 0.0495% BSE: 0.0495% |
| GST | 18% on brokerage + SEBI charges + transaction charges + Other Taxes | 18% on brokerage + SEBI charges + transaction charges + Other Taxes | 18% on brokerage + SEBI charges + transaction charges + Other Taxes | 18% on brokerage + SEBI charges + transaction charges + Other Taxes |
| SEBI charges | ₹10 / crore or 0.0001% | ₹10 / crore or 0.0001% | ₹10 / crore or 0.0001% | ₹10 / crore or 0.0001% |
| Stamp charges | 0.015% | 0.003% | 0.002% | 0.003% |
| IPST (NSE) | 0.0001% of the turnover | 0.0001% of the turnover | 0.0001% of the turnover | 0.0005% of the turnover |
Paytm Money MTF (Margin Trading Facility) Charges
Interest Charges for MTF: As per the rule, 50% of the margin needs to be funded by cash for carryforward trades. If users consume greater than 50% of collateral funds, then the outstanding balance will be charged 1.5% per month in interest.
Paytm Money Brokerage Charges: Upto ₹20 per order
Pledge Charges: ₹15 + 18% GST per request on both side pledge and unpledged.
Penalty Charges
- Auto Square Off: ₹50 + 18% GST per order automatically squared by paytm money team before market closure.
- Overdue Interest Charges: 1.5% charges per month on the outstanding bill or margin amount if not paid within the due date.
- Margin Shortfall Penalty: Due to insufficient funds in your account the 1% penalty charges applied on the amount.
Paytm Money Brokerage Charges Table
| Segment | Paytm Money Brokerage Charges |
|---|---|
| Equity Delivery | 2.5% or ₹20 whichever is lower |
| Equity Intraday | 0.05% or ₹20 whichever is lower |
| Equity Futures | 0.02% or ₹20 whichever is lower |
| Equity Options | Flat ₹20 per exicuted order |
| Currency and Commodity Futures | Paytm Money Not providing Currency and Commodity Segment |
| Currency and Commodity Options | Paytm Money Not providing Currency and Commodity Segment |
Charges Explain
Government Charges
- STT (Securities Transaction Tax) – This charges levied by the government on securities and charged on both buy and sell orders for equity delivery & charged only on sell when you trade intraday in equity and FnO.
- GST 18% – Charged by government on the services. this is additional charges on brokerage, DP charges, Exchange charges, IPFT, Sebi Ternover and auto square off charges.
- Stamp duty charges – Stamp duty charges are a part of state government revenue system applicable on the trading of securities.
Regulatory Charges
- Exchange Transaction Charges – These charges applicable or charged by exchange like nse & bse in india on total value.
- SEBI Charges – SEBI a government regulating body in indian securities market charged ₹10 per crore.
DP Charges
- ₹13.5 + GST per sell transaction, on the debit day, is charged from the trading account when stocks are sold. This is charged by the depository and depository participant.
In the above article, we taken a close look at Paytm money brokerage charges and fees, we see what you actually pay when using paytm money platform for investing and trading. Paytm stands out by offering digital finance products and now they include trading platform in discounted rates with zero platform fees, making it attractive for everyone to start trading with flat or upto ₹20 per order.
Whether you’re a beginner or an experienced trader always aware of these charges that helps you make informed decisions. Always keep an eye on evolving fees and government taxes time to time and stay updated with brokers pricing.
Overall, Paytm money brokerage pricing and investing products at low cost attract new investors with beginner friendly easy to understand interface.
